You may reach us Monday through Thursday 9:00am to 8:00pm EST and Friday 9:00am to 2:30pm @ our Toll Free line: 1-877-484-5455.
No, as long as you contact the office prior to the court date and make arrangements for repayment, it will not be necessary to appear in court.
Often times, many individuals fail to contact their creditors when they make changes to their contact information (Change of Address, Telephone number, etc). We have a large number of “skip tracing” tools available to us that allow us to attempt to correct your contact information.
Each individual’s credit report is different, and each credit report facility examines varying factors to determine your individual credit score. In general, many factors that bring your credit score down are related directly to delinquent repayment of debts. You should contact your credit-reporting agency directly for a better understanding of your situation and what steps you can take to improve it.